Joint Checking
Example Credit Union · owed by Personal
Terms not entered
Balance
Rate
Payment
needs the terms
Interest a year
needs the rate
Balance over time appears once the daily sync has recorded this loan on two days or more.
Terms
As entered by the owner
No terms yet: rate, payment and the interest figures need them.
Missing: loan terms (rate, maturity, payment).
Where the money went
The trace decides what share of the interest is deductible; your own record.
original amount not entered; measured against the balance
Nothing traced yet.
$340 of this loan isn’t traced yet.
Demo mode: a fictional trace, read-only.