Plan
Demo mode: explore freely; saving needs a signed-in owner.
- Sell$of
- Buy$of
Step by step
- Sold $60,000 of VTI (least tax first): gain $6,875, tax about $2,097.
- Bought $60,000 of VXUS.
Consequences
before → after- Net worth
- $2,414,326—
- After tax due
- $2,414,326est.−$2,097
- Reachable in a week
- $574,425est.−$53.4k
- Tax due
- $0est.+$2,097
- Tax if all sold
- $268,869est.−$6,630
- Interest a year, net
- $53,430est.—
- Income a year
- $6,169est.−$12
- Largest position: VTI
- 14.8%−2.5 pts
Credit lines
- Maple Family Trust lineAbove comfortUsed66.7%Room$50kest.To a call70.0%est.
- Maple Family Trust second lineNo drawsUsed0.0%Room$19.8kest.To a callno callest.
Cash you could raise after tax, adding up
Each row includes the ones above it; “Within a week” is the reachable figure.
- Today$119k
- Within a week$521k
- Within a month$889k
- Eventually$1.89M
What these figures assumed (2)
- Maple Family Trust line's balance isn't among your synced debts, so it stays out of net worth as on Today; what the scenario draws or repays counts.
- Line interest counts as investment interest, deductible at your ordinary rate when you itemize; loan interest isn't deducted here.
- Consequences only: nothing here says whether to do it.